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	<title>Comments for The Home Loan Specialist</title>
	<atom:link href="http://www.houstonmortgageblog.org/comments/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.houstonmortgageblog.org</link>
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	<lastBuildDate>Mon, 19 Dec 2011 04:40:08 +0000</lastBuildDate>
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		<title>Comment on Mortgage Loans for Non-Resident Citizens by Shakeel Ahmad</title>
		<link>http://www.houstonmortgageblog.org/mortgage-loans-for-non-resident-citizens/comment-page-1/#comment-8772</link>
		<dc:creator>Shakeel Ahmad</dc:creator>
		<pubDate>Mon, 19 Dec 2011 04:40:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.houstonmortgageblog.org/?p=303#comment-8772</guid>
		<description>Dear Concerned,

I am a non US, non resident but holding a B1/B2 US visa and TIN for the last 3 years. Have used a credit card issued by Bank of america too for more than 3 years.

I am willing to make some investment in US home market and wonder if i may qualify for home loans.

Regards</description>
		<content:encoded><![CDATA[<p>Dear Concerned,</p>
<p>I am a non US, non resident but holding a B1/B2 US visa and TIN for the last 3 years. Have used a credit card issued by Bank of america too for more than 3 years.</p>
<p>I am willing to make some investment in US home market and wonder if i may qualify for home loans.</p>
<p>Regards</p>
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		<title>Comment on How the Stock Market Affects Your Mortgage Rates by Phil Himes</title>
		<link>http://www.houstonmortgageblog.org/how-the-stock-market-affects-your-mortgage-rates/comment-page-1/#comment-4344</link>
		<dc:creator>Phil Himes</dc:creator>
		<pubDate>Wed, 17 Aug 2011 04:38:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.houstonmortgageblog.org/?p=899#comment-4344</guid>
		<description>I agree 100%.  I recommend locking to all my clients immediately.  I personally believe that interest rates have more upside risk than downside risk and locking is the most prudent thing to do in this environment.  Lock in Now</description>
		<content:encoded><![CDATA[<p>I agree 100%.  I recommend locking to all my clients immediately.  I personally believe that interest rates have more upside risk than downside risk and locking is the most prudent thing to do in this environment.  Lock in Now</p>
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		<title>Comment on Effective Ways to Improve Houston Homebuyers Credit by David from securemortgages.co.za</title>
		<link>http://www.houstonmortgageblog.org/effective-ways-to-improve-houston-homebuyers-credit/comment-page-1/#comment-1309</link>
		<dc:creator>David from securemortgages.co.za</dc:creator>
		<pubDate>Thu, 17 Feb 2011 04:14:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.houstonmortgageblog.org/?p=691#comment-1309</guid>
		<description>Building a good credit score basically depends on how to manage your expenses. Use your credit cards lightly by limiting charges within 10-30% of your card&#039;s limit. The lower percentage the better. Try cutting back on any of your luxury expenses to keep you from relying on credit cards. Pay all of your bills promptly or make at least the minimum payment on time.</description>
		<content:encoded><![CDATA[<p>Building a good credit score basically depends on how to manage your expenses. Use your credit cards lightly by limiting charges within 10-30% of your card&#8217;s limit. The lower percentage the better. Try cutting back on any of your luxury expenses to keep you from relying on credit cards. Pay all of your bills promptly or make at least the minimum payment on time.</p>
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		<title>Comment on FHA Has a New Mortgage Structure&#8230; by ushomelender Andrews</title>
		<link>http://www.houstonmortgageblog.org/559/comment-page-1/#comment-638</link>
		<dc:creator>ushomelender Andrews</dc:creator>
		<pubDate>Thu, 07 Oct 2010 12:28:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.houstonmortgageblog.org/?p=559#comment-638</guid>
		<description>I found your site on stumbleupon and read a few of your other posts. Keep up the good work. I just added your RSS feed to my Google News Reader. Looking forward to reading more from you down the road!</description>
		<content:encoded><![CDATA[<p>I found your site on stumbleupon and read a few of your other posts. Keep up the good work. I just added your RSS feed to my Google News Reader. Looking forward to reading more from you down the road!</p>
]]></content:encoded>
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		<title>Comment on Flood and Tax Credit Bills Pass by Michael Smith</title>
		<link>http://www.houstonmortgageblog.org/flood-and-tax-credit-bills-pass/comment-page-1/#comment-507</link>
		<dc:creator>Michael Smith</dc:creator>
		<pubDate>Fri, 09 Jul 2010 19:06:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.houstonmortgageblog.org/?p=527#comment-507</guid>
		<description>Yes, this is great news for home buyers! Keep up the good work here.</description>
		<content:encoded><![CDATA[<p>Yes, this is great news for home buyers! Keep up the good work here.</p>
]]></content:encoded>
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		<title>Comment on Your Best Return on Investment?  Landscaping. by Aaron Stewart</title>
		<link>http://www.houstonmortgageblog.org/your-best-return-on-investment-landscaping/comment-page-1/#comment-506</link>
		<dc:creator>Aaron Stewart</dc:creator>
		<pubDate>Fri, 09 Jul 2010 06:39:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.houstonmortgageblog.org/?p=438#comment-506</guid>
		<description>Landscaping is very important in both the business offices and at home. it makes your yard impressive.&#039;,~</description>
		<content:encoded><![CDATA[<p>Landscaping is very important in both the business offices and at home. it makes your yard impressive.&#8217;,~</p>
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		<title>Comment on HAFA Program Offers Real Solution to Struggling Homeowners by Candy Small</title>
		<link>http://www.houstonmortgageblog.org/hafa-program-offers-real-solution-to-struggling-homeowners/comment-page-1/#comment-492</link>
		<dc:creator>Candy Small</dc:creator>
		<pubDate>Fri, 25 Jun 2010 16:28:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.houstonmortgageblog.org/?p=499#comment-492</guid>
		<description>The Home Affordable Modification Program is an excellent program  if you can get through the application! After taking days to read &amp; understand how to fill out &amp; quality for HAMP I was able to lower my interest rate to 2%. The application was so confusing because they want you to fail! Now that I understand how to qualify I was able to help my neighbors get approved usually in about 30 days!</description>
		<content:encoded><![CDATA[<p>The Home Affordable Modification Program is an excellent program  if you can get through the application! After taking days to read &amp; understand how to fill out &amp; quality for HAMP I was able to lower my interest rate to 2%. The application was so confusing because they want you to fail! Now that I understand how to qualify I was able to help my neighbors get approved usually in about 30 days!</p>
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		<title>Comment on Your Best Return on Investment?  Landscaping. by Mike</title>
		<link>http://www.houstonmortgageblog.org/your-best-return-on-investment-landscaping/comment-page-1/#comment-442</link>
		<dc:creator>Mike</dc:creator>
		<pubDate>Thu, 20 May 2010 21:27:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.houstonmortgageblog.org/?p=438#comment-442</guid>
		<description>That is a great idea if you have the time, money and a green thumb! Our family seems to be missing two of the three!</description>
		<content:encoded><![CDATA[<p>That is a great idea if you have the time, money and a green thumb! Our family seems to be missing two of the three!</p>
]]></content:encoded>
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		<title>Comment on Your Best Return on Investment?  Landscaping. by Samuel Hernandez</title>
		<link>http://www.houstonmortgageblog.org/your-best-return-on-investment-landscaping/comment-page-1/#comment-441</link>
		<dc:creator>Samuel Hernandez</dc:creator>
		<pubDate>Thu, 20 May 2010 18:00:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.houstonmortgageblog.org/?p=438#comment-441</guid>
		<description>we always redo our landscape every 2 or 3 months to adapt to the changing weather.:--</description>
		<content:encoded><![CDATA[<p>we always redo our landscape every 2 or 3 months to adapt to the changing weather.:&#8211;</p>
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		<title>Comment on First Time Homebuyers in Texas Benefit From New Legislation by Tax Credit For Home Purchase</title>
		<link>http://www.houstonmortgageblog.org/first-time-homebuyers-in-texas-benefit-from-new-legislation/comment-page-1/#comment-189</link>
		<dc:creator>Tax Credit For Home Purchase</dc:creator>
		<pubDate>Sun, 04 Oct 2009 17:21:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.houstonmortgageblog.org/?p=96#comment-189</guid>
		<description>That was a thought-provoking post if ever I have seen one. I can&#039;t say that I completely agree with you about the tax credit for home purchase though, could you clarify your thoughts on that?</description>
		<content:encoded><![CDATA[<p>That was a thought-provoking post if ever I have seen one. I can&#8217;t say that I completely agree with you about the tax credit for home purchase though, could you clarify your thoughts on that?</p>
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